Jumbo Loans

In the past, these types of mortgages always carried higher rates. However, with the recent trends, these rates often are less than the standard conventional loan rates. A jumbo loan in Texas is currently a loan that exceeds the limit established by the Federal Housing Finance Agency (FHFA), which is $453,100.

It is a little tougher to qualify for these types of loans due to the bank’s higher risk with the larger collateral. The business and accounting backgrounds of Team Neal with First Choice are very helpful when it comes to these types of loans due to their typical complex income situations (such as those self employed, in the medical field (doctors, nurses, etc), multi-property investors, or high wealth individuals).

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