The NHL Mortgage Group is a local boutique Texas mortgage lender that focuses on RAVING fan customer service and GREAT mortgage rates!
Shopping Basket
Your Basket is Empty
Quantity:
Subtotal
Taxes
Delivery
Total
Need a mortgage prequalification letter? Call us NOW at 469-363-3298!
Blog
Blog
Professional and Confidential
| Posted on 22 September, 2017 at 14:25 |
What do a priest, therapist, and mortgage professional all have in common? Confidentiality. You can tell your priest and therapist anything (except that you are going to hurt someone or yourself) and they are ethically bound to keep it between you and them.
When you apply for a mortgage, it feels like you are getting very personal with your lender. Your mortgage agent will ask questions about your finances that you’re probably not used to being asked. Not the kind of stuff that friends casually discuss. Your mortgage agent will need to know details about your life because they are brokering a loan worth hundreds of thousands of dollars. But don’t worry-- the information you share with them is private. They will not share it, sell it, or (if you’re like me and have made some not-so-smart credit decisions in the past) judge you. They objectively look at your financial position and use the information to make an informed judgement about what kind of loan is best for you, how much of a mortgage payment you can support, and other details of what is quite possibly the biggest purchase you’ve ever made.
So what can you expect to be asked? First off, you’ll need to give information about your employment and income. Your mortgage team will need to know where you work and how much money you make, as well as how long you’ve been at that job and how steady the income is (salary? commission?). If your income is commission based or irregular, Team Neal is expert at tailoring a loan for you. When my family made a cross-country move a couple of years ago, we needed to purchase a house but we were both starting new jobs as teachers in the local school district. This complicated our mortgage process, but Team Neal was able to evaluate our circumstances and get us into our new home without any complications.
You’ll also need to discuss your debts. What debts do you have and how much are your monthly payments for automobiles, credit cards, etc.? Team Neal will use this information to determine a debt-to-income ratio that will inform their loan tailoring process. There will also be questions about savings and assets, and you’ll be required to provide copies of bank and brokerage statements. Finally, there will be questions about why you’re buying a home, how you’re going to use it (residence, rental, etc.) and how much money you plan on putting down. It is important to be forthright and honest so that your mortgage professional can determine the best loan for your needs.
Categories: Mortgage Approval Process, First Time Homebuyer, Credit
Post a Comment
Oops!
The words you entered did not match the given text. Please try again.
29132 Comments
Reply
JasonIcent
2:35 on 5 December, 2020
url=http://buyretinoa.com/ says...
retino gel
url=http://propeciapill.com/ says...
propecia lowest price
url=http://modafinilmed.com/ says...
buy modafinil nz
url=http://viagraprescriptiononline.com/ says...
cheap viagra for sale canada
url=http://lyricarx.com/ says...
lyrica 50 mg
url=http://levitragenuine.com/ says...
buy levitra in india
url=http://tadalafilwww.com/ says...
40 mg generic cialis
url=http://viagramoz.com/ says...
where to buy viagra over the counter uk
url=http://tadalafiltera.com/ says...
best canadian online pharmacy cialis
url=http://cialisun.com/ says...
price of cialis 20mg tablets
Reply
oluigakiz
1:46 on 5 December, 2020
Neostigmine kyq.vxpr.nealhomeloans.com.ycr.oo clothing lunch, parathormone
/ generic viagra online free shipping http://calendr.net/buy-viagra-online-for-cheap/ viagra de espa?±a http://cocasinclair.com/levitra-generic/ generic levitra http://ossoccer.org/generic-prednisone-at-canadian-online-pharmac
y/ prednisone http://iliannloeb.com/cialis-super-active/ cialis super active generico online http://sketchartists.net/quality-generic-prednisone/ prednisone http://friendsofcalarchives.org/chinese-retin-a/ retin a http://futuremediaassociation.com/product/malegra/ malegra 50 malegra http://thesteki.com/priligy/ discountbrand priligy priligy quick delivery http://fashionbillie.com/drugs/price-of-levitra-20-mg/ generic levitra 20 mg http://damcf.org/item/cialis-professional/ generic cialis professional canada pharmacy pharmacy prices for cialis professional http://center4family.com/tadalafil-20mg-lowest-price/ cialis generic tadalafil cialis generic tadalafil http://kafelnikov.net/vidalista/ prix du vidalista 10mg en pharmacie http://frankfortamerican.com/generic-cialis/ cialis differ, tries void.
URL=http://enews-update.com/us-pharmacy-amoxicillin-prices/ says...
us pharmacy amoxicillin prices
URL=http://redlightcameraticket.net/cheap-viagra-without-prescri
ption/ says...
viagra
URL=http://calendr.net/buy-viagra-online-for-cheap/ says...viagra
buy viagra online for cheap
URL=http://cocasinclair.com/levitra-generic/ says...levitra on line
levitra on line
URL=http://ossoccer.org/generic-prednisone-at-canadian-online-ph
armacy/ says...
prednisone
URL=http://iliannloeb.com/cialis-super-active/ says...
cialis super active european pharmacy
URL=http://sketchartists.net/quality-generic-prednisone/ says...
prednisone
URL=http://friendsofcalarchives.org/chinese-retin-a/ says...retin a no presription
retin-a generic pharmacy
URL=http://futuremediaassociation.com/product/malegra/ says...
malegra pro
URL=http://thesteki.com/priligy/ says...
priligy
URL=http://fashionbillie.com/drugs/price-of-levitra-20-mg/ says...
price of levitra 20 mg
URL=http://damcf.org/item/cialis-professional/ says...
cialis professional online no script
URL=http://center4family.com/tadalafil-20mg-lowest-price/ says...cialis without prescription
canadian pharmacy cialis
URL=http://kafelnikov.net/vidalista/ says...
vidalista online 20 mg without prescription
URL=http://frankfortamerican.com/generic-cialis/ says...intubation, expiration 1000mg amoxil dose viagra from usa suppliers viagra generic levitra prednisone without prescription canada cialis super active apotheke kaufen cialis super active apotheke kaufen prednisone retin a online master card malegra fxt online with free shipping discount priligy levitra on line buy cialis professional online canada cialis without prescription coupon for vidalista tadalafil 20mg cosmetically high-technology http://enews-update.com/us-pharmacy-amoxicillin-prices/ 250 of amoxil for sale in mi. http://redlightcameraticket.net/cheap-viagra-without-prescription
tadalafil 20 mg
/ generic viagra online free shipping http://calendr.net/buy-viagra-online-for-cheap/ viagra de espa?±a http://cocasinclair.com/levitra-generic/ generic levitra http://ossoccer.org/generic-prednisone-at-canadian-online-pharmac
y/ prednisone http://iliannloeb.com/cialis-super-active/ cialis super active generico online http://sketchartists.net/quality-generic-prednisone/ prednisone http://friendsofcalarchives.org/chinese-retin-a/ retin a http://futuremediaassociation.com/product/malegra/ malegra 50 malegra http://thesteki.com/priligy/ discountbrand priligy priligy quick delivery http://fashionbillie.com/drugs/price-of-levitra-20-mg/ generic levitra 20 mg http://damcf.org/item/cialis-professional/ generic cialis professional canada pharmacy pharmacy prices for cialis professional http://center4family.com/tadalafil-20mg-lowest-price/ cialis generic tadalafil cialis generic tadalafil http://kafelnikov.net/vidalista/ prix du vidalista 10mg en pharmacie http://frankfortamerican.com/generic-cialis/ cialis differ, tries void.
Reply
pandora outlet
0:46 on 5 December, 2020
Thank you so much for providing individuals with remarkably special chance to check tips from this site. It really is very pleasurable and also packed with a great time for me personally and my office peers to visit your web site at the least 3 times a week to study the newest things you have got. Not to mention, I am always amazed with all the incredible creative concepts served by you. Some 3 ideas in this article are definitely the most beneficial I've ever had.
pandora outlet http://www.outletpandora.us.com
pandora outlet http://www.outletpandora.us.com
Reply
curry 6
0:46 on 5 December, 2020
I simply wanted to type a comment to thank you for these splendid concepts you are giving here. My rather long internet search has now been paid with brilliant facts to share with my great friends. I 'd mention that we website visitors are quite blessed to live in a superb community with many brilliant individuals with helpful strategies. I feel quite blessed to have encountered the website page and look forward to plenty of more enjoyable moments reading here. Thank you again for everything.
curry 6 http://www.curry-6.us
curry 6 http://www.curry-6.us
Reply
moncler
0:46 on 5 December, 2020
I have to get across my appreciation for your generosity for men and women who need help on this particular matter. Your personal commitment to passing the solution throughout appears to be especially insightful and have surely allowed men and women like me to realize their goals. Your own interesting facts implies this much to me and far more to my office workers. Thank you; from everyone of us.
moncler http://www.outletmoncler.us.com
moncler http://www.outletmoncler.us.com
Reply
jordan shoes
0:46 on 5 December, 2020
I wanted to jot down a brief word in order to appreciate you for those nice steps you are placing on this website. My time consuming internet investigation has at the end been paid with reliable content to talk about with my partners. I would mention that we site visitors actually are undoubtedly endowed to exist in a really good place with many outstanding individuals with useful tips and hints. I feel somewhat fortunate to have used the web pages and look forward to plenty of more exciting times reading here. Thanks a lot once more for a lot of things.
jordan shoes http://www.jordan4.us.com
jordan shoes http://www.jordan4.us.com
Reply
off white jordan 1
0:45 on 5 December, 2020
I intended to post you the very little note to finally give thanks as before regarding the marvelous tactics you've provided on this website. This is really extremely generous with you to give unreservedly all many of us might have made available for an ebook to generate some cash for themselves, particularly considering the fact that you could have done it if you ever considered necessary. The solutions as well worked to provide a good way to realize that the rest have a similar eagerness the same as my own to understand somewhat more around this matter. Certainly there are several more fun sessions ahead for folks who looked at your blog post.
off white jordan 1 http://www.offwhiteshoes.us.com
off white jordan 1 http://www.offwhiteshoes.us.com
Reply
go auto insurance
0:39 on 5 December, 2020
url=https://vmcarinsurance.com/ says...
auto owners insurance reviews
url=https://ipdcarinsurance.com/ says...
mexico auto insurance
Reply
etivawiponve
23:25 on 4 December, 2020
Inhalation xzl.qfpo.nealhomeloans.com.jhw.ac offered injectable
online prednisone india http://redlightcameraticket.net/lasix/ lasix http://impactdriverexpert.com/cialis/ 20mg tablets of cialis safe generic cialis http://montclaircrew.com/tesco-pharmacy-flagyl/ flagyl 200 mg pills for sale only interposed sacral mycoplasma.
URL=http://sci-ed.org/xenical/ says...buy orlistat
buy orlistat
URL=http://mannycartoon.com/lyrica/ says...
lyrica
URL=http://otrmatters.com/topamax/ says...topamax 25mg
buy topamax
URL=http://sketchartists.net/viagra-pills-free/ says...
buy viagra black uk
URL=http://bioagendaprograms.com/purchasing-zithromax-online/ says...
zithromax online in italia
URL=http://temeculapowdercoating.com/pill/order-bulk-prednisone/
says...
prednisone in china
URL=http://iliannloeb.com/atomoxetine/ says...
atomoxetine en ligne
URL=http://mannycartoon.com/levitra-generic/ says...
levitra
URL=http://impactdriverexpert.com/best-sites-for-low-price-filde
na/ says...
fildena
URL=http://bioagendaprograms.com/buy-cialis-cod/ says...
cialis generic dosage
URL=http://thesteki.com/generic-name-of-prednisone/ says...
prednisone
URL=http://bioagendaprograms.com/prednisone-for-sale-on-the-inte
rnet/ says...
prednisone canadian prices
URL=http://redlightcameraticket.net/lasix/ says...
buy lasix online usa oklahoma
URL=http://impactdriverexpert.com/cialis/ says...
safe generic cialis
URL=http://montclaircrew.com/tesco-pharmacy-flagyl/ says...non-metastatic cheapest xenical buy lyrica kuwait topamax online viagra mg prices can i buy zithromax online zithromax prednisone mg dosage atomoxetine canadian pharmacy cheap levitra american fildena company buy cialis cheap us prednisone in usa prednisone for sale on the internet lasix en belgique cialis price in us safe generic cialis flagyl calgary fast shipping congested, http://sci-ed.org/xenical/ people who take xenical http://mannycartoon.com/lyrica/ buy lyrica kuwait http://otrmatters.com/topamax/ topamax http://sketchartists.net/viagra-pills-free/ viagra pills free http://bioagendaprograms.com/purchasing-zithromax-online/ can i buy zithromax online http://temeculapowdercoating.com/pill/order-bulk-prednisone/ prednisone 40 mg. http://iliannloeb.com/atomoxetine/ strattera coupons http://mannycartoon.com/levitra-generic/ cheap levitra http://impactdriverexpert.com/best-sites-for-low-price-fildena/ buying fildena canada http://bioagendaprograms.com/buy-cialis-cod/ buy cialis cod http://thesteki.com/generic-name-of-prednisone/ generic name of prednisone http://bioagendaprograms.com/prednisone-for-sale-on-the-internet/
preis flagyl 200 mg
online prednisone india http://redlightcameraticket.net/lasix/ lasix http://impactdriverexpert.com/cialis/ 20mg tablets of cialis safe generic cialis http://montclaircrew.com/tesco-pharmacy-flagyl/ flagyl 200 mg pills for sale only interposed sacral mycoplasma.
Reply
JudyIcent
23:21 on 4 December, 2020
url=https://cialisun.com/ says...
tadalafil australia paypal
url=https://sildenafilnv.com/ says...
how much is the cost of viagra
url=https://sildenafilmore.com/ says...
purchase viagra canadian pharmacy
url=https://diabetestabs.com/ says...
januvia cost in india
url=https://sildenafilpill.com/ says...
buy generic viagra online in india
url=https://buyretinoa.com/ says...
retino 0.5 cream price
url=https://pharmfour.com/ says...
prinivil 40 mg
url=https://viagrabn.com/ says...
viagra pharmacy over the counter
url=https://pharmacynrx.com/ says...
mexican pharmacy
url=https://orderpainkillers.com/ says...
aspirin 500 mg tablet
Reply
oiiloaqa
23:19 on 4 December, 2020
Remember bel.pydc.nealhomeloans.com.vpy.eg reconstruct composing dehisced
URL=http://happytrailsforever.com/cialis-coupon/ says...
lowest price cialis 20mg
URL=http://anguillacayseniorliving.com/item/prednisone-online/ says...
prednisone online
URL=http://theprettyguineapig.com/topamax-in-uk-online/ says...
topamax by mail order
URL=http://jokesaz.com/sildalis/ says...
sildalis buy online ireland
URL=http://calendr.net/nolvadex/ says...
nolvadex for gynecomastia
URL=http://brisbaneandbeyond.com/product/synthroid/ says...
synthroid
URL=http://sketchartists.net/nolvadex/ says...
health nolvadex
URL=http://timtheme.com/buy-cialis/ says...tadalafil
cialis 20 mg tablets
URL=http://calendr.net/retin-a/ says...
retin a ohio
URL=http://downtownrichmondassociation.com/cialis-drug/ says...
cialis kaufen billig
URL=http://impactdriverexpert.com/get-lyrica-free/ says...
lyrica cheapest online
URL=http://foodfhonebook.com/cipro/ says...
cipro rezeptfrei holland
URL=http://elsberry-realty.com/provigil/ says...
provigil
URL=http://thesteki.com/costo-kamagra-in-farmacia/ says...
health viagra
URL=http://sketchartists.net/provigil/ says...etc cialis coupon prednisone without dr prescription prednisone online portugues topamax sildalis francais express nolvadex delivery synthroid madrid find cheap nolvadex cialis retin a cialis drug brand lyrica cipro on line canada uk clinic provigil sildenafil discount best online provigil site pay http://happytrailsforever.com/cialis-coupon/ cialis coupon http://anguillacayseniorliving.com/item/prednisone-online/ buy prednisone online without prescription prednisone online http://theprettyguineapig.com/topamax-in-uk-online/ topamax in uk online portugues topamax http://jokesaz.com/sildalis/ sildalis http://calendr.net/nolvadex/ old order nolvadex http://brisbaneandbeyond.com/product/synthroid/ lowest price generic synthroid 125mcg http://sketchartists.net/nolvadex/ health nolvadex http://timtheme.com/buy-cialis/ cialis http://calendr.net/retin-a/ retin a http://downtownrichmondassociation.com/cialis-drug/ order cialis 20 overnight http://impactdriverexpert.com/get-lyrica-free/ brand lyrica http://foodfhonebook.com/cipro/ to buy local generic cipro http://elsberry-realty.com/provigil/ uk clinic provigil http://thesteki.com/costo-kamagra-in-farmacia/ costo kamagra in farmacia http://sketchartists.net/provigil/ cheap provigil 100 price placental destruction.
provigil for sale 200
Reply
supreme t shirt
22:57 on 4 December, 2020
I would like to show my thanks to you for rescuing me from this dilemma. As a result of surfing around through the internet and meeting proposals that were not pleasant, I thought my life was over. Being alive minus the strategies to the difficulties you've sorted out by means of your entire posting is a serious case, as well as those that might have negatively damaged my entire career if I hadn't discovered your website. Your main ability and kindness in dealing with all things was very useful. I don't know what I would have done if I hadn't come across such a step like this. I can also now relish my future. Thank you very much for the professional and sensible guide. I won't be reluctant to refer your web blog to any person who will need guidelines on this topic.
supreme t shirt http://www.supreme.us.org
supreme t shirt http://www.supreme.us.org
Reply
a bathing ape
22:57 on 4 December, 2020
I have to express appreciation to this writer just for bailing me out of this type of instance. As a result of looking throughout the online world and meeting principles that were not pleasant, I thought my entire life was well over. Existing without the presence of answers to the difficulties you have sorted out through this report is a crucial case, as well as ones which might have adversely affected my career if I had not noticed your web blog. The natural talent and kindness in dealing with all the details was tremendous. I don't know what I would have done if I hadn't encountered such a subject like this. I'm able to at this moment look ahead to my future. Thank you very much for the skilled and result oriented guide. I will not think twice to refer the sites to anybody who needs and wants care on this situation.
a bathing ape http://www.bapes.us.org
a bathing ape http://www.bapes.us.org
Reply
supreme clothing
22:57 on 4 December, 2020
I would like to convey my passion for your kind-heartedness supporting persons that should have help with in this concept. Your very own dedication to getting the solution all-around appeared to be remarkably good and have all the time empowered ladies like me to reach their pursuits. Your own warm and helpful useful information implies a lot a person like me and further more to my peers. Regards; from everyone of us.
supreme clothing http://www.supreme-newyork.us.com
supreme clothing http://www.supreme-newyork.us.com
Reply
nike sb dunks
22:57 on 4 December, 2020
My spouse and i got really thankful Ervin managed to conclude his basic research while using the precious recommendations he discovered using your blog. It's not at all simplistic just to possibly be handing out techniques which often most people could have been making money from. And we also fully grasp we need you to appreciate for that. The entire illustrations you have made, the easy web site navigation, the friendships your site help to create - it's got everything powerful, and it's leading our son in addition to our family do think this situation is enjoyable, which is unbelievably mandatory. Many thanks for all the pieces!
nike sb dunks http://www.sbdunk.us
nike sb dunks http://www.sbdunk.us
Reply
bape clothing
22:56 on 4 December, 2020
I precisely wished to say thanks once more. I do not know the things I might have tried without the actual concepts documented by you relating to my area of interest. Entirely was the daunting dilemma in my circumstances, nevertheless finding out a new professional strategy you dealt with that forced me to weep for fulfillment. I am grateful for this guidance and even believe you find out what a great job you happen to be providing training people today all through your webblog. Probably you haven't encountered all of us.
bape clothing http://www.bapesonline.com
bape clothing http://www.bapesonline.com
Oops!
Oops, you forgot something.