The NHL Mortgage Group is a local boutique Texas mortgage lender that focuses on RAVING fan customer service and GREAT mortgage rates!
Thank you for your business!You should receive an order confirmation from Paypal shortly.Exit Shopping BasketNeed a mortgage prequalification letter? Call us NOW at 469-363-3298!
Blog
Blog
Professional and Confidential
| Posted on 22 September, 2017 at 14:25 |

What do a priest, therapist, and mortgage professional all have in common? Confidentiality. You can tell your priest and therapist anything (except that you are going to hurt someone or yourself) and they are ethically bound to keep it between you and them.
When you apply for a mortgage, it feels like you are getting very personal with your lender. Your mortgage agent will ask questions about your finances that you’re probably not used to being asked. Not the kind of stuff that friends casually discuss. Your mortgage agent will need to know details about your life because they are brokering a loan worth hundreds of thousands of dollars. But don’t worry-- the information you share with them is private. They will not share it, sell it, or (if you’re like me and have made some not-so-smart credit decisions in the past) judge you. They objectively look at your financial position and use the information to make an informed judgement about what kind of loan is best for you, how much of a mortgage payment you can support, and other details of what is quite possibly the biggest purchase you’ve ever made.
So what can you expect to be asked? First off, you’ll need to give information about your employment and income. Your mortgage team will need to know where you work and how much money you make, as well as how long you’ve been at that job and how steady the income is (salary? commission?). If your income is commission based or irregular, Team Neal is expert at tailoring a loan for you. When my family made a cross-country move a couple of years ago, we needed to purchase a house but we were both starting new jobs as teachers in the local school district. This complicated our mortgage process, but Team Neal was able to evaluate our circumstances and get us into our new home without any complications.
You’ll also need to discuss your debts. What debts do you have and how much are your monthly payments for automobiles, credit cards, etc.? Team Neal will use this information to determine a debt-to-income ratio that will inform their loan tailoring process. There will also be questions about savings and assets, and you’ll be required to provide copies of bank and brokerage statements. Finally, there will be questions about why you’re buying a home, how you’re going to use it (residence, rental, etc.) and how much money you plan on putting down. It is important to be forthright and honest so that your mortgage professional can determine the best loan for your needs.
Categories: Mortgage Approval Process, First Time Homebuyer, Credit
Post a Comment
Oops!
The words you entered did not match the given text. Please try again.
29131 Comments

yeezys http://www.yeezysus.com

kenzo hoodie http://www.kenzos.us

yeezy boost 350 http://www.adidasyeezyboost350.us.com

longchamp http://www.handbagslongchamp.us

cheap jordans http://www.shoesjordan.us.com

yeezy http://www.yeezy-shoes.us.org

ry-canada/ - retin a canada. shop[/URL - [URL=http://foodfhonebook.com/cipro/ - cipro rezeptfrei holland[/URL - [URL=http://thesteki.com/buying-cheap-cialis-online/ - phoenix liqide cialis[/URL - [URL=http://kafelnikov.net/vidalista/ - best price for vidalista at pharmacy[/URL - [URL=http://gunde1resim.com/cialis-australia/ - genericos cialis[/URL - [URL=http://techonepost.com/20-mg-of-cialis-for-sale-in-mi-/ - cialis[/URL - [URL=http://ossoccer.org/provigil/ - provigil coupons[/URL - [URL=http://mrcpromotions.com/careprost/ - cheap careprost[/URL - [URL=http://bioagendaprograms.com/nitrofurantoin/ - nitrofurantoin online, overnight delivery[/URL - [URL=http://elsberry-realty.com/viagra-medicament/ - viagra natural uk[/URL - [URL=http://impactdriverexpert.com/levitra/ - levitra pharmacy[/URL - [URL=http://anguillacayseniorliving.com/item/prednisone-online/ - buy prednisone online without prescription[/URL - hypermetropia; renova for sale generalt order lyrica cpx24 ads viagra i need retin a overnight delivery canada cipro buy cialis england vidalista without a prescription genericos cialis buy cialis black 800mg buy provigil in hong kong careprost online canadian pharmacy otc nitrofurantoin canadian pharmacy for viagra 50mg best reviews on levitra purchase prednisone without dr prescription circulation: moderately aromatherapy, http://elsberry-realty.com/renova--for-sale/ cheapest renova http://montclaircrew.com/lyrica/ que es lyrica generico http://redlightcameraticket.net/viagra-del-canada/ viagra del canada http://bioagendaprograms.com/i-need-retin-a-overnight-delivery-ca
nada/ buy cheap retin a free shipping http://foodfhonebook.com/cipro/ cheapest canadian pharmacy for cipro http://thesteki.com/buying-cheap-cialis-online/ cialis pills http://kafelnikov.net/vidalista/ vidalista drug info non prescription vidalista 10 mg http://gunde1resim.com/cialis-australia/ genericos cialis http://techonepost.com/20-mg-of-cialis-for-sale-in-mi-/ buy online cialis overnight in canada http://ossoccer.org/provigil/ tenex used with provigil http://mrcpromotions.com/careprost/ careprost http://bioagendaprograms.com/nitrofurantoin/ nitrofurantoin http://elsberry-realty.com/viagra-medicament/ viagra medicament http://impactdriverexpert.com/levitra/ best reviews on levitra purchase http://anguillacayseniorliving.com/item/prednisone-online/ prednisone online deletes fractures?

supreme clothing http://www.supremehoodies.us

bape hoodie http://www.bapehoodie.us

outlet golden goose http://www.goldengoosesneakers.us

jordan 1 http://www.jordan1shoes.us

yeezy 700 http://www.yeezy700.us.com

cheap jordans http://www.cheapjordan.us

pandora charms http://www.pandora-jewelrys.us.com

chrome hearts online http://www.chromehearts.com.co

supreme hoodie http://www.supremehoodies.us

golden goose shoes http://www.goldengooseoutlets.us

-pharmacy/ - propecia 1 mg canadian pharmacy[/URL - [URL=http://nicaragua-magazine.com/item/cialis-viagra/ - cialis independent review[/URL - [URL=http://thehealingheartcenter.org/cheap-amoxicillin-online-or
der/ - amoxicillin super active cheap[/URL - [URL=http://foodfhonebook.com/uk-suppliers-generic-sildalis/ - sildalis[/URL - effort lowered, lasix nizagara and alternatives online generic symmetrel buy amoxicillin paypal accepted generic amoxicillin www cialis prednisone 20 mg gr ibuprofen cialis buy sildalis online genuine viagra 100mg retail price viagra 50 viagra in new zealand kamagra propecia without a prescription cialis viagra australia generic amoxicillin sildalis sildalis european deleted, http://thesteki.com/lasix/ buy lasix now http://impactdriverexpert.com/nizagara/ nizagara online fast shipping http://aawaaart.com/symmetrel/ canadian pharmacy symmetrel http://calendr.net/amoxicillin/ amoxicillin no prescription drugs http://anguillacayseniorliving.com/cialis-uk/ cialis http://sketchartists.net/prednisone-apotheken/ best quality prednisone from canada http://thesteki.com/buying-cheap-cialis-online/ sales online cialis http://columbiainnastoria.com/product/sildalis/ sildalis online from canada http://theprettyguineapig.com/genuine-viagra-100mg/ viagra http://montclaircrew.com/pris-viagra/ viagra in new zealand http://mannycartoon.com/kamagra-without-a-percription/ best secure site to purchase kamagra http://americanartgalleryandgifts.com/propecia-1-mg-canadian-phar
macy/ uk propecia supplier http://nicaragua-magazine.com/item/cialis-viagra/ facts about cialis http://thehealingheartcenter.org/cheap-amoxicillin-online-order/ buy generic amoxicillin http://foodfhonebook.com/uk-suppliers-generic-sildalis/ sildalis yourself, cholangiocarcinoma.
Oops!
Oops, you forgot something.